Afraid of getting turned down because of your credit?

March 8th, 2017 by

Every day at Smart Motors we encounter people that are scared of getting turned down for an auto loan because of their credit. They feel worried that visiting us is just going to be a waste of their time.
WE UNDERSTAND, and that is why we want to take a couple minutes and try to ease your mind and help you feel better about your next vehicle purchase. Here are some questions and concerns that we hear from our customers when they first come to see us.

I have horrible credit and have been turned down everywhere, why should I waste my time with you?
At Smart Motors, we specialize in quick and easy financing for all credit types. We like to talk to you before you come in to pre-qualify you over the phone so you don’t feel like you are just going to come in and waste your time. Medical bills? Repos? Bks? Charge offs? We have seen it all, and those negative items don’t necessarily impact our decision. We focus on your stability and ability to repay. We focus on your FUTURE, not your PAST!

I have been told before that if I have a repo on my credit, I will need at least 2K down.
Not at Smart Motors! We don’t lure you in with the promise of small down payments, then when you come in ask for 2K+down. We have down payments of only $99, $250 or $495 MAX!

I have purchased before, and put money down, only to have the dealership call me back and require more money down or to have me bring the car back.
At Smart Motors, you will know exactly what amount you need to put down before you drive off the lot. We will never call you and demand more money down. We are upfront and honest during the entire process and throughout your entire relationship with us.

My credit score is so low, everyone has declined me.
Give us a call and we would be happy to pre-qualify you before you come in! We base our decisions off of the whole picture, credit is not the deciding factor. Just because others have said no, don’t let that discourage you!

Smart Motors is here to help answer any of your questions. We want to make your next car buying experience easy and stress free! Give us a call at 520-314-4551 and get pre-qualified today! We look forward to showing you why we are different than any dealership in town!

5200 E Speedway Blvd Tucson, AZ 85712

Posted in Uncategorized