First Time Buyer

March 1st, 2017 by

Buying a car can be intimidating, especially if it is your first time purchasing. There are a lot of things to look for and keep in mind when purchasing your first vehicle to make sure you are making the right buying decision. Here at Smart Motors we do our best to educate 1st time buyers to set them up for success with their first big auto investment.

Stay away from private party and Craigslist!
Many issues can occur when you purchase private party (See Beware of Craigslist Purchases!). The price may be appealing, but best practice is to finance your first auto purchase. You will be getting peace of mind knowing you are investing in a vehicle that will last you years to come, and also start building your credit with your on time auto loan payments.

Not your dream car, YET!
Don’t get discouraged, but your first car will not be your dream car. You will not be able to purchase that brand new GT Mustang you’ve been dreaming of, at least not at first. Getting financed for a less expensive vehicle will help you move in the right direction so a few years down the road, you can purchase that bigger and faster car. Keep in mind, you need to make all your payments on time to build good payment history which helps improve and build your credit, giving you better buying power in the future.

Ask Questions
If you don’t understand something, ASK! Don’t feel embarrassed, or assume you can figure it out later. You are the one making the payments on the vehicle, you have the right to ask any and all questions that you may have. Do not let someone make you feel rushed or unsure in the decision. It is an obligation you will have for least a few years, make sure you are aware of what you are responsible for.

Dependable and Affordable
It is easy to get excited and want to buy the most expensive vehicle that you can get qualified for. Make sure you know your budget and focus on just needing something dependable and in good condition. Try to purchase something a few years older, with a little more miles, which will keep your payments lower. You don’t want to set yourself up for financial stress with your first auto loan. Think of the basics that are important to you. Ex.- enough room for your friends and family to drive comfortably, good MPG, and a model that will typically have less costly insurance premiums.

Lastly, some very important things you need to understand before you sign
When is your first payment due? What is the interest rate? Do you have all the information upfront? (CarFax, Warranty info, etc) Do you have the proper insurance policy set up?

When it comes time to purchase your first vehicle, Smart Motors has great promotions for first time buyers. We are happy to answer all your questions, and guide you through the process to make your first auto purchase easy and worry free! Stop by and see us at 5200 E Speedway Blvd, Tucson AZ, 85712, call us at 520-314-4551, or visit our website,
We look forward to working with you!

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